

Sir Robert Norberton stakes a huge amount (much of it borrrowed) on his horse Shoscombe Prince winning a race. His trainer thinks Sir Robert has gone mad and consults Holmes. Then one of the many creditors disappears and human bone is found in a furnace...
Watson, on holiday in the Lake District, meets the enigmatic Lady Frances Carfax, who is being haunted by the ghost of a horseman. Holmes decides to come up to join Watson, but by the time he arrives Lady Frances has vanished without trace. Holmes investigates and becomes very curious about the ghost.