Frank Martin has been hired to transport a thoroughbred racehorse, Daksha, worth ten million dollars, from her stables in Kentucky to the racetrack of the prestigious Belmont Stakes race in New York.
Frank and Caterina have to rescue her ex-fiancé, Zac, from a Mauritanian warlord. However Zac won't leave unless they can take a bus load of orphans that he has been caring for with them.