

After getting in an accident with the truck, Fred thinks that he might have whiplash and Fred's friend Bubba convinces him that he can make big money off of the situation. Lamont is against the whole idea but Fred insists on going through with a lawsuit, but first Fred must identify the person the hit him.
Fred is sure that his dreams will be good luck in picking numbers for a lottery and his hunch turns out to be true, despite the fact that Lamont forbids him to participate. Fred quickly finds himself $500 richer but also finds Aunt Ethel and Bubba needing quick cash.