Mama Payne overhears Gina discussing life insurance policies and she assumes that Gina is plotting to kill Martin for his insurance money. Of course, Martin believes his mom, and now he must be very careful around Gina, and not let her get too close to him, or else!

Suddenly Gina, Pam and Cole can sing! But their talents are not appreciated by the Notorious B.I.G. (Biggie Smalls), who has asked for Martin's help in finding a new background vocalist.

Tommy and Cole explain to Martin that his wedding ring frightens off single women. After taking off his ring, and seeing all the attention he gets from beautiful women, he realizes they are right. But it's Martin who's running scared when he loses the ring and has to figure out how to tell Gina about it.

Martin and Gina decide to have a quiet night at home to rekindle their love passion. But they are constantly being interrupted before the fun begins. Tommy and Pam each show up at their apartment when things between them are not working out. And Cole has broken up with Big Shirley after catching her with another man. Then he shows up at Martin's apartment, wanting Martin to meet all of his new girl friends, one at a time.

Tommy & Cole get robbed at Jerome's new club, the Shiznitz, after picking up Gina's birthday gift for Martin - an expensive ring. So they get with Jerome to track down the 3 female thieves at their hideaway.

Martin meets with Gina's boss, then gets her fired from the ad agency she's been working for. Now that Gina is unemployed, she spends her time rearranging the house, and painting the walls. So Martin tries to convince her boss to take her back.

When Cole loses his job, Martin manages to get him a job working at the station. A job that Cole fouls up. But then Cole arranges to get Charles Barkley to appear as a guest on Martin's show.

With both Martin and Gina working, they decide to hire a maid. Martin hires a maid that he likes, but when Gina sees her, she fires her. Then Gina hires a male housekeeper, and Martin doesnt like him. They eventually settle on Miss Minnie, a nice older motherly woman on the outside, but makes their lives unlivable with her domineering ways.

Martin agrees to babysit his infant nephew Camaron, when his parents go out of town. But once they get snowed in, and can't return home & get their baby, Martin & Gina have to watch the baby. In the end, Gina has to leave for work, and Tommy & Cole come over to help out. However, even with the three of them, the baby still gets the upper hand.

Gina gets her head stuck in their new brass bed headboard while making love to Martin. They try everything to get her head unstuck. Martin tries sawing it off, Tommy tries a welding torch to get most of it off, but none of their efforts pay off. So Gina must attend an important board meeting with the brass headboard, still stuck around her head, but hidden under a big wig and shawl!

The Paynes are invited to attend a Christmas party, given by some influential people with ties to other influential people who may be able to help Martin in his career. But little does Martin realize that at the party, the guests are swapping more than Christmas gifts, and Martin may have both his hands full.

After Gina and Pam witness 2 bank robbers leaving the scene of the crime, they must enter witness protection because the criminals are notorious for making their witnesses disappear. And since the police are afraid of the bank robbers, they arrange for Otis to be the girl's bodyguard.

The Hispanic building superintendant is about to be deported, unless he gets married in a hurry. Pam, who despeately needs cash, so she can pay her back taxes to the IRS, agrees to be the bride -- for a price.

Martin learns that the way to woo a big-shot producer is by flattering his wife — causing jealousies to flare when he and Gina get dinner with them.

Martin finds a bigger and better apartment for half the price they're paying now. So he decides to sublet his old place to a young couple, and move into the new place. But then the deal on the new place falls through, and it's too late to move back. Martin and Gina end up in the street! So they devise a scheme to scare off the new tennants. Tommy, Pam and Cole masquerade as dangerous criminals. The plan works nicely, and Martin gets his old crib back.

Tisha Campbell hosts a special retrospective look back at the best of the last 99 episodes. Episode includes many of the special moments from the show, outtakes, and Tisha's own insight into the laughter behind the show, that made it such a success.

Sheneneh crashes a Love Connection show screening, then gets chosen! Chris Rock guest stars as Sheneneh's disrespectful date.

Gina attempts to arrange a surprise birthday party for Martin. But she runs into some unexpected difficulties when all his friends, including Tommy and Cole say they're not interested because of Martin's rude and obnoxious attitude (AND, he doesn't tip his barber). But they then turn-the-tables on both Martin and Gina by throwing a huge surprise birthday party at Nipseys.

Gina & Pam have taken roles in an upcoming play to help raise money for needy kids. Martin continually disrupts rehearsal because he doesn't like the Olde English speech being used in the play. But everything comes to a head when Martin finds out the leading man will have to kiss the leading lady (Gina) during the play. He causes the leading man to fall and injure himself, leaving the actors without a leading man. Martin then has to improvise with his own ""homeboy"" interpretation of Romeo and Juliet.

The gang goes on a camping trip in the woods, and Martin and Gina look forward to a special time under the sacred Chippawa Indian waterfalls. But Pam sprains her ankle, and Martin has to help her back to the cabin. The two get lost in the woods, just as darkness falls, and nobody knows how to find them.

After undergoing hypnosis at the dentist's office for an aching tooth, Pam becomes a different person whenever clapping occurs. She goes on a blind date with an artist, at his showing, and nobody realizes that she is still under hypnosis.

After Pam's cousin wins an open mike contest with her powerful singing voice, Martin only sees dollar signs, and decides to become her manager. But things go awry when her voice doesn't cooperate when she gets nervous about singing.

After Martin's drivers license expires, his insurance company cancels his policy. So in a rush to get his license renewed, he goes down to the DMV and experiences first hand the horrors of a day spent waiting on long lines, filling out reams of paperwork, DMV clerks with bad attitudes, and meeting up with an assortment of strange characters.

On their anniversary night, Martin & Gina are preparing to celebrate a night of quiet romance, when they are interrupted by Tommy and the gang. An argument breaks out over a suitcase that was loaned to Martin, and results in Tommy and Martin not speaking to each other, and eventually deciding to end their life-long friendship. Martin is determined not to have Tommy in his life as a friend, until Cole comes by to deliver some bad news. This is the first of a 2-part episode.

A major car accident has put Tommy in the hospital. Martin and Tommy had not been speaking to each other. Martin and the gang rush to the hospital to check on their injured friend, but find the man in the room in a full body cast. Martin, now sorry for the feuding, sobs at his bedside and vows to renew the friendship. But can Tommy really hear his plea?