
Cleo, a friend from Dora's school, was the best rider in their school and was the envy of all the other girls for her skills at Show Jumping. Now she arrives at Follyfoot and is terrified of horses, saying she will never ride again, much to Dora is puzzlement.
Dora thought Arthur Wimble was a nice old man, and he is, in spite of the problem he creates. Steve has an even greater problem to face - and a debt to pay.